The "Lending State of the Union"

The debt markets remain in disarray; packaged debt was 70% of the commercial market in 2006 - it is 10% in 2008 because buyers for packages have withdrawn.

Funds for debt in 2008 are approximately one-third of funds available last year.

For the first time in 30 years, there are large lenders whose quotes are unreliable.

Make sure you start pursuing your mortgage early and avoid the large numbers of lenders who mean well but must change terms as the closing approaches.

Although some money exists, the lenders remain very, very critical. The lease is paramount, and choosing the lender is Upland's force.

It is more important now than ever to use Upland's ability to provide the best rates in the U.S.

Upland's professionals can help you navigate through the murky lender waters. Please call 612-465-8520, or apply online.